sophie@sophiegrace.com.au
+61 2 8960 7242

Sophie Grace Legal & Compliance
AFSL & ACL Specialists

Sophie Grace is a leading Australian firm providing legal and compliance services for the financial services and credit industries. We service both Australian and international clients across the financial sector. Being independently owned and managed, we ensure our clients receive the very best service, transparency and value for money. In keeping with industry best practice, we do not pay or accept commissions in connection with any of the services we provide.

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Recent Updates
AFSL

AFS Licences

Sophie Grace assists a variety of businesses on a daily basis with all stages of obtaining an Australian Financial Services Licence (AFSL). We provide two standard service offerings and can create a package to best suit your business’ needs.

  1. Full Service AFSL Application
  2. Templates for your AFSL Application

Sophie Grace works with numerous businesses across the financial services industry.

Read more about the AFSL application process, requirements and how we can assist you.

ACL

Australian Credit Licences

Sophie Grace is equipped to assist your business engaged in credit activities to meet its obligations under the national consumer credit laws. 

We provide two standard service offerings and can create a package to best suit your business’ needs:

  1. Full Service ACL Application
  2. Templates for your ACL Application

Read more about the ACL application process, requirements and how we can assist you.

AML

AML/CTF

The Anti-Money Laundering and Counter-Terrorism Financing Act (AML/CTF) imposes a risk-based approach to counter money laundering. The obligations under the AML/CTF Act are imposed on a wide range of financial services and credit organisations.

Sophie Grace can provide you with an AML/CTF Program tailored to your business to ensure that you continue to comply with the obligations under the AML/CTF Act and AML/CTF Rules.

Sophie Grace will work with your business to achieve overall AML/CTF compliance. Read more about how we can assist you.

Compliance

Compliance

Sophie Grace can provide tailored compliance solutions that are efficient and practical. These systems will be designed to ensure your business is constantly achieving the most strategic and efficient operational standards. Sophie Grace is committed to helping you comply with all laws, codes of practice and regulations which apply to your business.

Sophie Grace can provide compliance systems to comfort and satisfy management, shareholders and suppliers that action has been taken to limit business risk and exposure.

Read more about the increasing need for compliance.

Legal

Legal

Sophie Grace offers legal solutions for your business. We can help you deal with financial services and corporate law issues, provide effective advice as well as prepare and review relevant legal documentation.

Sophie Grace has valuable experience which can assist you in relation to the following aspects:

  • Starting up your Business;
  • Corporate and Commercial legal needs;
  • Funds Management; and
  • Financial Services.

Read more about our legal services and how we can assist your business.

AFS Licences

Sophie Grace assists a variety of businesses on a daily basis with all stages of obtaining an Australian Financial Services Licence (AFSL). We provide two standard service offerings and can create a package to best suit your business’ needs.

  1. Full Service AFSL Application
  2. Templates for your AFSL Application

Sophie Grace works with numerous businesses across the financial services industry.

Read more about the AFSL application process, requirements and how we can assist you.

Australian Credit Licences

Sophie Grace is equipped to assist your business engaged in credit activities to meet its obligations under the national consumer credit laws. 

We provide two standard service offerings and can create a package to best suit your business’ needs:

  1. Full Service ACL Application
  2. Templates for your ACL Application

Read more about the ACL application process, requirements and how we can assist you.

AML/CTF

The Anti-Money Laundering and Counter-Terrorism Financing Act (AML/CTF) imposes a risk-based approach to counter money laundering. The obligations under the AML/CTF Act are imposed on a wide range of financial services and credit organisations.

Sophie Grace can provide you with an AML/CTF Program tailored to your business to ensure that you continue to comply with the obligations under the AML/CTF Act and AML/CTF Rules.

Sophie Grace will work with your business to achieve overall AML/CTF compliance. Read more about how we can assist you.

Compliance

Sophie Grace can provide tailored compliance solutions that are efficient and practical. These systems will be designed to ensure your business is constantly achieving the most strategic and efficient operational standards. Sophie Grace is committed to helping you comply with all laws, codes of practice and regulations which apply to your business.

Sophie Grace can provide compliance systems to comfort and satisfy management, shareholders and suppliers that action has been taken to limit business risk and exposure.

Read more about the increasing need for compliance.

WHAT WE DO

Services

AFS Licence Applications

Sophie Grace can assist you with all stages of obtaining an Australian Financial Services Licence (AFSL). 

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AFS Compliance Services

Sophie Grace provides important services to your business to meet the regulatory requirements.

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Australian Credit Licences

Sophie Grace is equipped to help your business engaged in credit activities.

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AML/CTF

Sophie Grace has real experience with AML/CTF requirements in Australia.

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Legal Services

Sophie Grace offers legal solutions for your business needs.

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Regulatory Updates

Sign up to the Sophie Grace Monthly Newsletter for all the latest updates.

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Unmatched legal and compliance services

We provide legal and compliance services for the financial services and credit industries servicing both Australian and international clients across the financial sector.​ Our team will actively work with you at all times.

FREE CONSULTATION
about us

Sophie Grace Team

SOPHIE GERBER

Director (Legal and Compliance)

Sophie is the director of both Sophie Grace Legal Pty Ltd and Sophie Grace Pty Ltd. Sophie meets with clients to help them understand their compliance and legal requirements. She works with them to tailor appropriate solutions for their business.

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ALICIA PEVELY​

Manager (Licensing and Compliance)​

Alicia works with the Compliance Team and Legal Team with a focus on compliance and legal services. Alicia assists clients with AFSL and ACL applications, variations and assists in the implementation of compliance reviews.

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QUYNH TRUONG

Manager (Licensing and Compliance)

Quynh Truong works with the Compliance Team with a focus on compliance. Quynh specialises in obtaining ACL and AFSL applications and variations for clients as well as providing ongoing compliance support in the form of compliance.

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MELODY GAO

Lawyer

Melody assists in preparing, reviewing and negotiating legal documentation for participants in the financial services industry. Melody also assists with developing, reviewing and amending compliance documentation.

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SARAH MURRAY

Compliance Consultant

Sarah works with the Compliance Team with a particular focus on compliance and legal services. Sarah also works with the Legal Team providing ongoing assistance in drafting and reviewing documentation as well as legal research.

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IVANA JOSIC

Marketing Manager and Compliance Assistant​

Ivana is responsible for all Marketing activities for Sophie Grace and assists both the Compliance and Legal teams with a particular focus on Compliance services. She focuses on website development and manages Sophie Grace social media, newsletters and blog page.

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JULIE POURTARVIRDI

Junior Lawyer

Julie works with the Compliance and Legal Team with a focus on compliance and legal services. Julie assists with document preparation for participants in the financial services industry and with conducting legal research. She also assists with AFSL and ACL applications.

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News & Updates

From the Blog

How do the New FASEA CPD Requirements Affect your Business?

Posted on February 14th, 2019 by

Updates to the professional standards reform have imposed new Continuing Professional Development (CPD) requirements on all relevant providers, being those who are authorised to provide personal advic...

ASIC Introduces Additional Information Requirements for AFSL Applicants

Posted on February 5th, 2019 by

Are you Meeting your AML/CTF Obligations? What to Include in your AML/CTF Program.

Posted on January 31st, 2019 by

Is it time for an Independent AML/CTF Compliance Review?

Posted on January 31st, 2019 by

AML/CTF Compliance Reviews: Is your reviewer independent?

Posted on January 31st, 2019 by

PC Proposal to Require ‘Serious Documentation’ from SMSF Advice Firms

Posted on January 31st, 2019 by

Unmatched legal and compliance services

We provide legal and compliance services for the financial services and credit industries servicing both Australian and international clients across the financial sector.​ Our team will actively work with you at all times.

FREE CONSULTATION
Know More

Information

Sophie Grace assists a variety of businesses on a daily basis with all stages of obtaining an Australian Financial Services Licence (AFSL). We provide two standard service offerings and can create a package to best suit your business’ needs.

  1. Full Service AFSL Application
  2. Templates for your AFSL Application

Sophie Grace works with numerous businesses across the financial services industry. Some examples include the following:

  • Funds Management AFSL Application;
  • Forex Brokers AFSL Application;
  • Financial Planner AFSL Application;
  • Accountants AFSL Application;
  • Binary options AFSL Application; and
  • Carbon Credits Trading.

The basic steps you need to follow when obtaining an AFSL are:

  1. Determine what authorisations are needed
  2. Choose the Responsible Managers
  3. Draft Documents for ASIC
  4. Additional Proof Documentation (if required)
  5. Prepare Ongoing Compliance Program and Compliance Assistance

Read more about the AFSL application process and requirements.

Sophie Grace is able to provide ongoing compliance support or external compliance reviews to AFSL holders in order to ensure maintenance with the legislative and regulatory requirements.

If you would like to obtain further information or assistance regarding an AFSL Application, please contact Sophie Grace directly.

Sophie Grace is equipped to assist your business engaged in credit activities to meet its obligations under the national consumer credit laws. All businesses engaging in the following credit activities are required to hold an Australian Credit Licence (ACL):

  • Credit Providers;
  • Credit Service Providers;
  • Finance Brokers;
  • Lenders and Lessors;
  • Mortgage Managers or Aggregators; and
  • Other Intermediaries.

We provide two standard service offerings and can create a package to best suit your business’ needs:

  1. Full Service ACL Application
  2. Templates for your ACL Application

The basic steps you need to follow when obtaining an ACL are:

  1. Determine what authorisations are needed
  2. Choose the Responsible Managers
  3. Draft Documents for ASIC
  4. Additional Documentation (if required)
  5. Prepare Ongoing Compliance Procedures and Processes

Read more about the ACL application process and requirements.

Sophie Grace is able to provide ongoing compliance support or external compliance reviews to ACL holders in order to ensure maintenance with the legislative and regulatory requirements.

If you would like to obtain further information or assistance regarding an ACL Application, please contact Sophie Grace directly.

The Anti-Money Laundering and Counter-Terrorism Financing Act (AML/CTF) imposes a risk based approach to counter money laundering. The obligations under the AML/CTF Act are imposed on a wide range of financial services and credit organisations including:

  • Banks;
  • Building Societies;
  • Credit Unions;
  • Financial Services Firms;
  • Remittance Providers;
  • Superannuation Funds; and
  • The Gambling Sector.

Sophie Grace has real and extensive legal and compliance experience with AML/CTF regulation in Australia. With skills in AML/CTF, risk identification and compliance framework design, clients are given confidence that their AML/CTF needs are not only met but are effective and efficient.

Sophie Grace can provide you with an AML/CTF Program tailored to your businesses to ensure that you continue to comply with the obligations under the AML/CTF Act and Rules.

Sophie Grace will work with your business to achieve AML/CTF compliance. For more information on AML/CTF in Australia, please contact Sophie Gracedirectly.

Sophie Grace can provide tailored compliance solutions to your business that are efficient and practical. These systems will be designed to ensure your business is constantly achieving the most strategic and efficient operational standards. Sophie Grace is committed to helping you comply with all laws, codes of practice and regulations which apply to your business.

Sophie Grace can provide compliance systems to comfort and satisfy management, shareholders and suppliers that action has been taken to limit business risk and exposure.

Compliance obligations must be constantly satisfied, whether on a monthly, quarterly or yearly basis and can involve, but is not limited to:

  • Regular review and update of policies and registers;
  • Preparation of regular compliance reporting to Compliance Committee or Board;
  • Creation of a compliance calendar to evenly distribute the compliance workload and make it easier to meet obligations;
  • Lodging reports to regulators as required;
  • Responding to compliance queries; and
  • Provision of compliance training to employees, including testing if required.

Sophie Grace can provide ongoing compliance services to your business to ensure that the regulatory requirements for your Licence are met.

If you would like to obtain further information or assistance, please contact Sophie Grace directly.

Sophie Grace offers legal solutions for your business. We can help you deal with financial services and corporate law issues, provide effective advice as well as prepare and review relevant legal documentation.

Managing a company in Australia can be confusing and time-consuming as there are a myriad of laws governing the conduct of business in Australia.

Sophie Grace has valuable experience which can assist you in relation to the following aspects:

  • Corporate and Commercial legal needs;
  • Funds Management; and
  • Financial Services.

The Sophie Grace Legal team can also assist you with Starting up your Business and has developed a Business Guide to assist you throughout the whole process.

We can advise and assist you on:

  • The Start-Up Process;
  • Establishing a Business Structure which supports your aspirations;
  • Obtaining the correct documentation for your business whether it be in the Corporate and Commercial, Funds Management or Financial Services / Credit industries; and
  • The sale of your businesses and any licences held or purchase of a business and any licences held.

If you would like to obtain further information or assistance, please contact Sophie Grace directly.

AFS Licences

Sophie Grace assists a variety of businesses on a daily basis with all stages of obtaining an Australian Financial Services Licence (AFSL). We provide two standard service offerings and can create a package to best suit your business’ needs.

  1. Full Service AFSL Application
  2. Templates for your AFSL Application

Sophie Grace works with numerous businesses across the financial services industry. Some examples include the following:

  • Funds Management AFSL Application;
  • Forex Brokers AFSL Application;
  • Financial Planner AFSL Application;
  • Accountants AFSL Application;
  • Binary options AFSL Application; and
  • Carbon Credits Trading.

The basic steps you need to follow when obtaining an AFSL are:

  1. Determine what authorisations are needed
  2. Choose the Responsible Managers
  3. Draft Documents for ASIC
  4. Additional Proof Documentation (if required)
  5. Prepare Ongoing Compliance Program and Compliance Assistance

Read more about the AFSL application process and requirements.

Sophie Grace is able to provide ongoing compliance support or external compliance reviews to AFSL holders in order to ensure maintenance with the legislative and regulatory requirements.

If you would like to obtain further information or assistance regarding an AFSL Application, please contact Sophie Grace directly.

Australian Credit Licences

Sophie Grace is equipped to assist your business engaged in credit activities to meet its obligations under the national consumer credit laws. All businesses engaging in the following credit activities are required to hold an Australian Credit Licence (ACL):

  • Credit Providers;
  • Credit Service Providers;
  • Finance Brokers;
  • Lenders and Lessors;
  • Mortgage Managers or Aggregators; and
  • Other Intermediaries.

We provide two standard service offerings and can create a package to best suit your business’ needs:

  1. Full Service ACL Application
  2. Templates for your ACL Application

The basic steps you need to follow when obtaining an ACL are:

  1. Determine what authorisations are needed
  2. Choose the Responsible Managers
  3. Draft Documents for ASIC
  4. Additional Documentation (if required)
  5. Prepare Ongoing Compliance Procedures and Processes

Read more about the ACL application process and requirements.

Sophie Grace is able to provide ongoing compliance support or external compliance reviews to ACL holders in order to ensure maintenance with the legislative and regulatory requirements.

If you would like to obtain further information or assistance regarding an ACL Application, please contact Sophie Grace directly.

AML/CTF

The Anti-Money Laundering and Counter-Terrorism Financing Act (AML/CTF) imposes a risk based approach to counter money laundering. The obligations under the AML/CTF Act are imposed on a wide range of financial services and credit organisations including:

  • Banks;
  • Building Societies;
  • Credit Unions;
  • Financial Services Firms;
  • Remittance Providers;
  • Superannuation Funds; and
  • The Gambling Sector.

Sophie Grace has real and extensive legal and compliance experience with AML/CTF regulation in Australia. With skills in AML/CTF, risk identification and compliance framework design, clients are given confidence that their AML/CTF needs are not only met but are effective and efficient.

Sophie Grace can provide you with an AML/CTF Program tailored to your businesses to ensure that you continue to comply with the obligations under the AML/CTF Act and Rules.

Sophie Grace will work with your business to achieve AML/CTF compliance. For more information on AML/CTF in Australia, please contact Sophie Gracedirectly.

Compliance

Sophie Grace can provide tailored compliance solutions to your business that are efficient and practical. These systems will be designed to ensure your business is constantly achieving the most strategic and efficient operational standards. Sophie Grace is committed to helping you comply with all laws, codes of practice and regulations which apply to your business.

Sophie Grace can provide compliance systems to comfort and satisfy management, shareholders and suppliers that action has been taken to limit business risk and exposure.

Compliance obligations must be constantly satisfied, whether on a monthly, quarterly or yearly basis and can involve, but is not limited to:

  • Regular review and update of policies and registers;
  • Preparation of regular compliance reporting to Compliance Committee or Board;
  • Creation of a compliance calendar to evenly distribute the compliance workload and make it easier to meet obligations;
  • Lodging reports to regulators as required;
  • Responding to compliance queries; and
  • Provision of compliance training to employees, including testing if required.

Sophie Grace can provide ongoing compliance services to your business to ensure that the regulatory requirements for your Licence are met.

If you would like to obtain further information or assistance, please contact Sophie Grace directly.