Meet The Team

AML/CTF Reforms

Sophie Grace can provide you with an AML/CTF Program and can assist you to tailor it to your business’ needs. We have three different options available to suit your business and finance needs.

Template Documents

You can purchase template documents from our online shop. The template is an instant download and includes prompts to help you tailor the document yourself. We have template documents for:

Tranche 1 Reporting Entities;
Item 54 Providers; and
Tranche 2 Entities.

Compliance Portal

Sign up to the Compliance Portal and receive the template AML/CTF Program Package, and obtain access to updated documents in light of any updates we make as new guidance or amended legislation is released. Choose between:

document-only plans;
consultation-only plans;
video and regulatory update plans; or
a combination of all three.

Tailored Documents

Sophie Grace can assist you to prepare the AML/CTF Program package based on your business’ specific requirements. Contact us to discuss further.

Find everything you need in relation to the AML/CTF Reforms

Sophie Grace Compliance Portal

Sign up today for up-to-date compliance policies and regular consultation with our staff. Watch our demonstration video now!

Recent Updates

ASIC’s 2027 Corporate Plan

September 25, 2026

Terminating a customer relationship – courts weigh in

September 25, 2026

AUSTRAC’s recent action against Virtual Asset Service Providers and Independent Remittance Providers

September 18, 2026

Contact Us

We will get in touch as soon as possible

AFSL

Credit Licence

Legal

AML/CTF

img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important}:root{--wp-internal-comment:"Placeholder for wp_hoist_late_printed_styles() to replace with the block styles printed at wp_footer."}:root{--wp-internal-comment:"Placeholder for wp_hoist_late_printed_styles() to replace with the global-styles printed at wp_footer."}#p404RedirectChart .canvasjs-chart-credit{display:none !important}#p404RedirectChart canvas{border-radius:6px}.p404-redirect-adminbar-weekly-title{font-weight:bold;font-size:14px;color:#fff;margin-bottom:6px}#wpadminbar #wp-admin-bar-p404_free_top_button .ab-icon:before{content:"";color:#dc3545;top:3px}#wp-admin-bar-p404_free_top_button .ab-item{min-width:80px !important;padding:0px !important}.p404-redirect-adminbar-dropdown-wrap{min-width:0;padding:0;position:static !important}#wpadminbar #wp-admin-bar-p404_free_top_button_dropdown{position:static !important}#wpadminbar #wp-admin-bar-p404_free_top_button_dropdown .ab-item{padding:0 !important;margin:0 !important}.p404-redirect-dropdown-container{min-width:340px;padding:18px 18px 12px 18px;background:#23282d !important;color:#fff;border-radius:12px;box-shadow:0 8px 32px rgba(0,0,0,.25);margin-top:10px;position:relative !important;z-index:999999 !important;display:block !important;border:1px solid #444}#wpadminbar #wp-admin-bar-p404_free_top_button .p404-redirect-dropdown-container{display:none !important}#wpadminbar #wp-admin-bar-p404_free_top_button:hover .p404-redirect-dropdown-container{display:block !important}#wpadminbar #wp-admin-bar-p404_free_top_button:hover #wp-admin-bar-p404_free_top_button_dropdown .p404-redirect-dropdown-container{display:block !important}.p404-redirect-card{background:#2c3338;border-radius:8px;padding:18px 18px 12px 18px;box-shadow:0 2px 8px rgba(0,0,0,.07);display:flex;flex-direction:column;align-items:flex-start;border:1px solid #444}.p404-redirect-btn{display:inline-block;background:#dc3545;color:#fff !important;font-weight:bold;padding:5px 22px;border-radius:8px;text-decoration:none;font-size:17px;transition:background .2s,box-shadow .2s;margin-top:8px;box-shadow:0 2px 8px rgba(220,53,69,.15);text-align:center;line-height:1.6}.p404-redirect-btn:hover{background:#c82333;color:#fff !important;box-shadow:0 4px 16px rgba(220,53,69,.25)}#wpadminbar .ab-top-menu>li:hover>.ab-item,#wpadminbar .ab-top-menu>li.hover>.ab-item{z-index:auto}#wpadminbar #wp-admin-bar-p404_free_top_button:hover>.ab-item{z-index:999998 !important}.woocommerce form .form-row .required{visibility:visible}[data-cky-tag]{visibility:hidden}.mp-spacer{line-height:.5}body button.button.mp-hide-pw,body button.button.mp-hide-pw:hover{border:none;background:none;color:#000;opacity:.7;transition:all .25s ease-in-out}.mpcs-classroom .nav-back i,.mpcs-classroom .navbar-section a.btn,.mpcs-classroom .navbar-section button,.mpcs-classroom div#mpcs-lesson-navigation button,.mpcs-classroom div#mpcs-quiz-navigation a,.mpcs-classroom #mpcs-classroom-next-lesson-link,.mpcs-classroom #next_lesson_link{color:#003a61 !important}.mpcs-classroom .navbar-section .dropdown .menu a{color:#333}.mpcs-classroom .mpcs-progress-ring{background-color:#4ab3f6 !important}.mpcs-classroom .mpcs-course-filter .dropdown .btn span,.mpcs-classroom .mpcs-course-filter .dropdown .btn i,.mpcs-classroom .mpcs-course-filter .input-group .input-group-btn,.mpcs-classroom .mpcs-course-filter .input-group .mpcs-search,.mpcs-classroom .mpcs-course-filter .input-group input[type=text],.mpcs-classroom .mpcs-course-filter .dropdown a,.mpcs-classroom .pagination,.mpcs-classroom .pagination i,.mpcs-classroom .pagination a{color:#a0daff !important;border-color:#a0daff !important}#mpcs-navbar,#mpcs-navbar button#mpcs-classroom-previous-lesson-link,#mpcs-navbar button#mpcs-classroom-previous-lesson-link:hover,.mpcs-classroom div#mpcs-lesson-navigation button#previous_lesson_link,.mpcs-classroom div#mpcs-lesson-navigation button#previous_lesson_link:hover,.mpcs-classroom a#mpcs-classroom-previous-lesson-link,.mpcs-classroom a#mpcs-classroom-previous-lesson-link:hover,.mpcs-classroom a#previous_lesson_link,.mpcs-classroom a#previous_lesson_link:hover,.mpcs-classroom #mpcs-navbar #mpcs-lesson-navigation>a#mpcs-classroom-previous-lesson-link,.mpcs-classroom #mpcs-navbar #mpcs-lesson-navigation>a#mpcs-classroom-previous-lesson-link:hover,.mpcs-classroom #mpcs-lesson-navigation a#previous_lesson_link,.mpcs-classroom #mpcs-lesson-navigation a#previous_lesson_link:hover,.mpcs-classroom div#mpcs-lesson-navigation a#previous_lesson_link,.mpcs-classroom div#mpcs-lesson-navigation a#previous_lesson_link:hover{background:#003a61}.course-progress .user-progress,.btn-green,#mpcs-navbar button:not(#mpcs-classroom-previous-lesson-link),.mpcs-classroom div#mpcs-lesson-navigation button:not(#previous_lesson_link),.mpcs-classroom #mpcs-quiz-navigation button:focus,.mpcs-classroom #mpcs-quiz-navigation button:hover,.mpcs-classroom #mpcs-quiz-navigation a,.mpcs-classroom div#mpcs-lesson-navigation a:not(#previous_lesson_link),.mpcs-classroom #mpcs-navbar #mpcs-lesson-navigation>a:not(#mpcs-classroom-previous-lesson-link){background:rgba(74,179,246,.9)}.btn-green:hover,#mpcs-navbar button:not(#mpcs-classroom-previous-lesson-link):focus,#mpcs-navbar button:not(#mpcs-classroom-previous-lesson-link):hover,.mpcs-classroom div#mpcs-lesson-navigation button:not(#previous_lesson_link):focus,.mpcs-classroom div#mpcs-lesson-navigation button:not(#previous_lesson_link):hover,.mpcs-classroom #mpcs-quiz-navigation button,.mpcs-classroom div#mpcs-lesson-navigation a:not(#previous_lesson_link):hover,.mpcs-classroom #mpcs-navbar #mpcs-lesson-navigation>a:not(#mpcs-classroom-previous-lesson-link):hover{background:#4ab3f6}.btn-green{border:#4ab3f6}.course-progress .progress-text,.mpcs-lesson i.mpcs-circle-regular{color:#3b8fc4}#mpcs-main #bookmark,.mpcs-lesson.current{background:rgba(74,179,246,.3)}.mpcs-instructor .tile-subtitle{color:rgba(74,179,246,1)}.mpcs-classroom .mpcs-quiz-question-feedback{border-top-color:rgba(74,179,246,1);border-bottom-color:rgba(74,179,246,1)}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important}.woocommerce div.product div.images .woocommerce-product-gallery__wrapper .zoomImg{display:none}#wpforms-6073-field_0{background-color:#4ab3f6 !important;border-radius:50px;color:#fff}#wpforms-6073-field_1{background-color:#4ab3f6 !important;border-radius:50px;color:#fff}#wpforms-6073-field_10{background-color:#4ab3f6 !important;border-radius:50px;color:#fff}#wpforms-6073-field_2{background-color:#4ab3f6 !important;border-radius:25px;color:#fff}::placeholder{color:#fff}.wpforms-form{padding:20px 15px !important;border:3px solid #fff !important;border-radius:5px}.wpforms-submit{background-color:#4ab3f6 !important}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,#0693e3 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,#fcb900 0%,#ff6900 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,#ff6900 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px #fff,6px 6px #000;--wp--preset--shadow--crisp:6px 6px 0px #000}.wp-block-button{--wp--preset--dimension--25:25%;--wp--preset--dimension--50:50%;--wp--preset--dimension--75:75%;--wp--preset--dimension--100:100%}:root{--wp--style--global--content-size:800px;--wp--style--global--wide-size:1200px}:where(body){margin:0}.wp-site-blocks>.alignleft{float:left;margin-right:2em}.wp-site-blocks>.alignright{float:right;margin-left:2em}.wp-site-blocks>.aligncenter{justify-content:center;margin-left:auto;margin-right:auto}:where(.wp-site-blocks)>*{margin-block-start:24px;margin-block-end:0}:where(.wp-site-blocks)>:first-child{margin-block-start:0}:where(.wp-site-blocks)>:last-child{margin-block-end:0}:root{--wp--style--block-gap:24px}:root :where(.is-layout-flow)>:first-child{margin-block-start:0}:root :where(.is-layout-flow)>:last-child{margin-block-end:0}:root :where(.is-layout-flow)>*{margin-block-start:24px;margin-block-end:0}:root :where(.is-layout-constrained)>:first-child{margin-block-start:0}:root :where(.is-layout-constrained)>:last-child{margin-block-end:0}:root :where(.is-layout-constrained)>*{margin-block-start:24px;margin-block-end:0}:root :where(.is-layout-flex){gap:24px}:root :where(.is-layout-grid){gap:24px}.is-layout-flow>.alignleft{float:left;margin-inline-start:0;margin-inline-end:2em}.is-layout-flow>.alignright{float:right;margin-inline-start:2em;margin-inline-end:0}.is-layout-flow>.aligncenter{margin-left:auto !important;margin-right:auto !important}.is-layout-constrained>.alignleft{float:left;margin-inline-start:0;margin-inline-end:2em}.is-layout-constrained>.alignright{float:right;margin-inline-start:2em;margin-inline-end:0}.is-layout-constrained>.aligncenter{margin-left:auto !important;margin-right:auto !important}.is-layout-constrained>:where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width:var(--wp--style--global--content-size);margin-left:auto !important;margin-right:auto !important}.is-layout-constrained>.alignwide{max-width:var(--wp--style--global--wide-size)}body .is-layout-flex{display:flex}.is-layout-flex{flex-wrap:wrap;align-items:center}.is-layout-flex>:is(*, div){margin:0}body .is-layout-grid{display:grid}.is-layout-grid>:is(*, div){margin:0}body{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px}:root :where(.wp-element-button, .wp-block-button__link){background-color:#32373c;border-width:0;color:#fff;font-family:inherit;font-size:inherit;font-style:inherit;font-weight:inherit;letter-spacing:inherit;line-height:inherit;padding-top:calc(.667em + 2px);padding-right:calc(1.333em + 2px);padding-bottom:calc(.667em + 2px);padding-left:calc(1.333em + 2px);text-decoration:none;text-transform:inherit}.has-black-color{color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-color{color:var(--wp--preset--color--white) !important}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important}.has-black-background-color{background-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-background-color{background-color:var(--wp--preset--color--white) !important}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important}.has-black-border-color{border-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-border-color{border-color:var(--wp--preset--color--white) !important}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important}